What is the question in Spanish for 'Card or cash?'?

The correct question in Spanish for 'Card or cash?' is expressed as '¿Tarjeta o efectivo?'. In this context, "tarjeta" translates to "card," referring to a payment method such as a credit or debit card, while "efectivo" means "cash," indicating physical money. This phrase directly addresses a choice between these two common methods of payment, making it clear and relevant in situations such as transactions at stores or restaurants.

The other choices do not pertain to payment methods. The first option discusses insurance terms, the second one relates to contracts or payments, and the fourth option addresses group versus individual settings, none of which tie back to the question about payment methods. This clarity reinforces why '¿Tarjeta o efectivo?' is the most suitable translation.